Enterprise SME and Startup Documentation
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Solutions

The decision you already make, on better evidence.

Onboarding, login, payment, recovery, callback, age gate. Six moments where a company decides something about a person, usually on weaker evidence than the network holds.

48 Italian use cases 42 deployable today

By industry

Your job, and the signals that do it.

Four jobs, the signals that do them, and the figure that says why the job is worth doing. Every figure below carries its own base and year.

Banking and fintech

Stop the takeover before the payment leaves

Instant transfers settle in seconds, so the decision is made before execution. SIM swap inside the fixed 240-hour window, a check that the session runs on the customer's own SIM, and the divert detector so a verification call does not ring on the fraudster's phone. UK unauthorised SIM swap cases rose 1,055 percent in 2024, from 289 to 2,961, and the same bank now runs around five million SIM swap checks a month in Brazil, out of 36 million across Latin America.

sim_swapdivert_detectorport_fraud_shielddevice_swap
Insurance

Establish the claimant controls the number on file

Before a payout, and without a callback. Attribute match against the operator record, the tenure of the line, and whether it changed hands recently. The answer is authoritative rather than inferred, and it survives an internal audit. UK insurers detected 1.16 billion pounds of fraudulent claims in 2024, and fraud is estimated at up to 10 percent of claims expenditure in Europe.

kyc_matchtenure_periodsim_swap
Betting and gaming

Meet a dated obligation with a method the supervisor accepts

An age threshold check, so a camera step stays out of the signup flow. The exceptions the gate produces are the workload, and they are what the fallback is designed around. 6 percent of UK 11 to 17 year olds spent their own money on regulated gambling in 2024, arcade machines excluded.

age_verificationkyc_match
Platforms, marketplaces and BNPL

Cut fake accounts and bust-outs without collecting more personal data

A buy now pay later limit is granted in seconds, on little more than a name, an email and a phone number. Match the applicant's details against the operator record, then read how old the line is, what type it is, whether it was ported recently and whether it is reachable. A number with years of history separates an established customer from one opened last week, so synthetic and never-pay accounts are filtered at signup while good customers see no extra step. 64 percent of merchants reported more first-party misuse in 2025.

kyc_matchtenure_periodline_classificationporting_logsnetwork_presence

Account takeover

A SIM swap check at the step-up.

A SIM Swap check and a device binding check, asked at the step-up, answer inside the time a login already takes.

See the commands
Close-up of two hands passing a mobile phone between them in low light.
A SIM moving between devices is a signal the operator already holds.

The cases

Forty-eight of them for Italy. Pick the one that is your job.

Each fuses at least two signals, sits where money or liability changes hands, and carries a declared path for the lines nobody can answer. Open a tile for what it is worth to you.

Both operators

Instant Payment Scam Shield

Cuts APP scam losses and reimbursement exposure while letting clean transfers run instantly, so fewer blanket holds and fewer complaints.

One operator in full

Callback Integrity Check (Vishing Kill-Switch)

Closes the voice loophole behind bank-impersonation and OTP interception scams and makes fraud-team outreach reliable again.

One operator in full

Money Mule Radar

Earlier mule detection shrinks downstream scam losses and AML exposure and raises the quality of suspicious transaction reports.

Both operators

Crypto On-Ramp Scam Brake

Prevents account drains and scam cash-outs and lowers chargebacks on card-funded on-ramps.

One operator

Card Travel Guard

Recovers interchange and loyalty lost to false declines abroad and blocks skimmed or cloned cards used outside Italy.

Both operators

Payout Hijack Protection

Avoids reimbursing stolen payouts and protects seller retention.

Both operators

Silent Step-Up Authentication

Lower OTP spend, higher login and checkout completion, and OTP interception removed as an attack path.

Both operators

Bank App Device Binding 2.0

Removes the riskiest step in mobile banking fraud and speeds up new-phone activation.

One operator in full

Account Recovery Fortress

Cuts ATO through recovery flows and the support cost of compromised accounts.

One operator in full

Messaging Account Hijack Early Warning

Stops hijack-driven 'friend in need' scams at the source and reduces abuse reports.

One operator in full

Emulator & SIM-Farm Detector

Protects promo budgets and marketplace integrity and cleans acquisition metrics.

One operator

Recycled Number Guard

Prevents data leaks to new subscribers and silent ATO; cleaner contact data lifts delivery rates.

Operator by operator

Network-Verified Onboarding

Higher onboarding conversion, lower cost per verified customer and fewer manual reviews; network evidence strengthens risk-based due diligence.

Operator by operator

Energy Switch Consent Guard

Fewer disputed contracts, refunds and sanctions, and cleaner agency commissions.

Operator by operator

Synthetic Identity Filter

Lowers first-payment default and bust-out losses.

Both operators

Gig Worker Identity Lock

Curbs account lending and the related legal exposure; improves safety accountability.

Both operators

Remote Signature Hardening (FEA via OTP)

Fewer repudiated contracts and stronger evidence in disputes.

Operator by operator

Thin-File Credit Signal

Expands approvals in underserved segments at controlled risk.

Operator by operator

Double-Anonymity Age Gate

Retains compliant traffic that document or face flows lose and limits sanction risk.

Operator by operator

iGaming Integrity Suite

Lower bonus abuse and payout fraud, stronger compliance evidence and faster time to first deposit.

Operator by operator

Age-Restricted Commerce Checkout

Enables compliant sales of restricted categories and fewer failed doorstep handovers.

One operator

Teen-Mode Auto-Setup

Demonstrable minor-protection measures with minimal onboarding friction.

Operator by operator

Digital Identity Recovery Guard (SPID / CIE)

Prevents identity theft that diverts public funds and protects trust in national digital identity.

Both operators

IT-Wallet Activation Binding

Higher assurance at activation without adding user steps.

One operator in full

Health Message & e-Prescription Guard

Avoids breaches of special-category health data.

Operator by operator

Public Benefit Claim Integrity

Fewer improper payments caught only after disbursement.

Operator by operator

Telemedicine Patient Identity

Fewer no-shows and identity errors, and safer prescribing.

One operator in full

Workforce Zero-Trust MFA Signals

Blocks helpdesk and SIM-swap MFA bypass, a common initial-access vector.

One operator in full

Supplier IBAN Change Callback Guard

Avoids BEC losses that often reach six figures per incident.

Operator by operator

Business Buyer Verification

Lower goods-on-credit fraud.

One operator in full

Contact-Centre Silent Caller ID

Shorter handling time and fewer social-engineered account changes.

Both operators

One-Tap Checkout Identity

Higher checkout conversion and fewer undeliverable orders.

One operator

Smart Notification Router

Lower cost per delivered message and higher reach for critical alerts.

Operator by operator

Cash-on-Delivery Fake Order Filter

Fewer refused parcels and lower reverse logistics cost.

One operator

Delivery-Moment Predictor

Higher first-attempt success and lower cost per parcel.

One operator

Travel Mode Automation

Travel cover upsell, fewer blocked cards abroad and better NPS.

Operator by operator

Keyless Car-Sharing Unlock

Fewer vehicle thefts, damages and unrecoverable fines.

Operator by operator

Nominative Ticket Anti-Scalping

Fairer access, less scalping and better first-party fan data.

Operator by operator

Remote Guest Check-in

Faster check-in with defensible identity evidence.

Operator by operator

Embedded Insurance Instant Issuance

Higher bind rate and less fraudulent policy take-up.

One operator

Device Theft Claim Validator

Lower claims leakage and straight-through payment for honest customers.

One operator

Travel Assistance Claim Check

Faster genuine assistance and fewer false claims.

Waiting on a launch

Verified Bank Caller

Restores trust in the voice channel and shrinks impersonation scams.

Waiting on a launch

Real-Time SIM Swap Freeze

Closes the time window SIM-swap crews rely on.

Waiting on a launch

Location-Verified Transaction Assurance

Big cut in card-present and ATM fraud with near-zero friction.

Waiting on a launch

Native Recycled-Number Check

Market-wide contact hygiene and breach prevention.

Waiting on a launch

Zero-Typing Form Fill

Further onboarding conversion uplift with fewer typos.

Waiting on a launch

Video-KYC Session Booster

Fewer abandoned video sessions and lower re-contact cost.

Readiness is stated per case against the Italian operators, because a case that runs on one operator is not the same product as a case that runs on both.

Which motion you are in

The same layer, bought three different ways.

01

An enterprise with supplier contracts and a procurement function

A licence on the orchestration layer and supply passed through at what the supplier charges. Aggregation removed the engineering problem, and what replaced it surfaces in year two: a supplier you cannot benchmark and a price nobody publishes.

02

A platform carrying these signals inside its own product

Credit bureaus, identity vendors and fraud platforms with a roadmap promise already sold. One contract replaces an operator negotiation per market, and your engineers integrate one endpoint rather than one per operator.

03

A startup or smaller business that needs this working this week

One price per call, pay per use, no minimum and no seats. What we make is inside that number, and nothing is added to it further down.

The index

The same forty-eight, counted by category.

What the tiles above look like from a distance: how many cases sit in each category, the strongest one in it, and how far the Italian operators carry it today.

CategoryCasesStrongest caseReadiness
Payment fraud and scam defence 6 Instant Payment Scam Shield Deployable now
Account takeover and authentication 6 Silent Step-Up Authentication Deployable now
KYC and digital onboarding 6 Network-Verified Onboarding Now, operator-specific
Age assurance and minor protection 4 Double-Anonymity Age Gate Now, operator-specific
Public sector and digital identity 5 Digital Identity Recovery Guard Now, operator-specific
B2B and enterprise security 3 Workforce Zero-Trust MFA Signals Now, on one operator in full
Customer experience and conversion 6 Contact-Centre Silent Caller ID Now, on one operator in full
Mobility, travel and events 3 Keyless Car-Sharing Unlock Deployable now
Insurance and claims integrity 3 Embedded Insurance Instant Issuance Deployable now
Waiting on the next Italian launches 6 Verified Bank Caller Waiting on a launch

Readiness is stated per command rather than per country, because a country-level answer would be a guess. Which operator serves each case is named in your technical annex and in the coverage run, against the GSMA Open Gateway record with the date it was read.

Which of your own numbers can we reach?

Send us your ranges under an NDA and we return the map for your own base, by operator, gaps included. Yours whether or not you go further.

Send us your number ranges For enterprise For startups and SME